In a challenging insurance market, the Children’s Care sector seems to have been hit hard with escalating insurance premiums.

At Insurewise, we aim to stem this tide without compromising on all-inclusive protection. We’ve been specialising in this sector for over 20 years and, in that time, we’ve built up a substantial presence as a quality provider of children’s care home insurance, including charities, supported living and respite care.

Children’s Residential Care Home Insurance

The Child Care sector is constantly changing, so stale insurance packages that have policy gaps can be common. Fortunately, at Insurewise, we work tirelessly to ensure no such gaps exist, instead providing clear, stable, and comprehensive protection to cover all angles, even the ones you can’t see. Children’s Care Home cover includes;

• Public Liability
• Employers’ Liability
• Abuse Cover
• Professional Indemnity
• Buildings
• Contents
• Children’s Personal Effects
• Directors and Officers
• Legal Expenses

Supported Living Insurance

Supported Living accommodation plays a pivotal role in improving the lives of young people including disadvantaged and vulnerable young adults such as those progressing from care to independent living and individuals with learning difficulties.  With this vital care, however, comes added risks. That’s why at Insurewise we take the time to explore your organisation’s needs and develop a bespoke protective policy so that you can continue to help those in need. Cover can include:

• Public Liability
• Employers’ Liability
• Professional Indemnity
• Medical Malpractice
• Treatment Risks
• Abuse Cover
• Buildings
• Contents
• Children’s Personal Effects
• Directors and Officers
• Legal Expenses

Insurewise works with a leading UK specialist Children’s Home Care (Social Welfare) insurer. This provides clients not only with the right cover for their business but also a range of key benefits and complementary services including access to 24/7 business and legal helpline and bespoke training programmes such as Health & Safety, Risk Assessment and Care Management.

Insurewise is an advocate of the Clearcare Solutions Risk Management system.  Clients can benefit from a premium discount and additional features when they incept a Social Welfare policy with us.

Whether you are planning to start up a new Children’s Care Home or supported living venture, or been providing a Social Welfare service for a number of years, Insurewise can help you get the appropriate cover for your business.